About Us
A Wake-Up Call That Became A Calling
Clearpath Financial Strategies was born from a personal wake-up call—when founder Ronnie Soto’s father, a hardworking machinist, retired, believing he was prepared, only to discover too late that he wasn’t. Ronnie serves clients today with one clear mission: to make sure no one else walks into retirement unprepared or unsupported. With genuine guidance and practical, tax-aware planning, we help you define what’s next in your life or business and look to the future with confidence.
Straight Talk, Not Sales Talk
At Clearpath, we don’t sugarcoat or oversell. Ronnie leads every conversation with honesty. Clients often say he’s the “worst salesperson” they’ve ever met—and they mean that as a compliment. Here, the goal isn’t a sale. It’s building trust with real advice that serves you best.
Gain A Complete Plan, Not Just A Piece Of The Puzzle
Real financial confidence comes from knowing how all the pieces work together. We’re here to help you connect the dots across your entire financial life. That means tax strategy, retirement income planning, business transition guidance, risk management, estate planning, and more.
With You For Every Milestone in Business & Life
Wherever you are in life, we’re here to steady the wheel and keep you on track. Ronnie has a knack for catching people at pivotal moments in their business or personal lives. He listens deeply, helps define what’s next, and builds intentional plans that support your goals today and adjust as life unfolds.
Selling Your Business in 3-5 Years?
Let's Optimize Your Valuation & Exit
As a Certified Exit Planning Advisor (CEPA), Ronnie Soto brings specialized expertise to help business owners navigate the complexities of transitioning out of their businesses. Schedule a call with Ronnie today and start building the roadmap to your next chapter.
Meet Ronnie
Ronnie Soto has been helping clients plan with clarity and live with confidence since 2008. Known for his straight talk and steady presence, Ronnie brings more than just technical knowledge—he brings heart. He’s the kind of advisor who’ll spend two hours walking you through your plan, who insists on educating you every step of the way, and who stays in your corner even when the road gets bumpy.
Based in the Pacific Northwest, Ronnie serves individuals, families, and business owners who want more than a money manager—they want a guide. One who listens well, plans with precision, and never forgets why this work matters.
Is Your Business' 401(k) Working...
Let’s benchmark your current retirement plan using the 401(k) Optimizer®, a powerful tool that helps align your investments with your goals. Reach out to start optimizing your plan today.
Expanded Capabilities, Backed By Cetera
While Clearpath Financial Strategies is an independent firm, we have partnered with Cetera, one of the nation’s largest broker-dealers, to give clients access to the strength of a national platform. We’re able to bring you the personalized service of a local advisor, enhanced by the resources of a large-scale network.
Advanced
Planning Team
We collaborate with Cetera’s Advanced Planning Team to navigate complex legal, tax, and financial questions, helping ensure your plan is both strategic and sound.
Investment Management Team
Cetera’s Investment Team provides independent research and institutional-grade insights, allowing us to craft investment strategies tailored to your goals and risk tolerance.
Financial Plan Design Team
With over a century of combined experience, Cetera’s Financial Plan Design Team offers technical guidance and planning knowledge to support your long-term vision.
Our Financial Partners
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Who We Serve
We guide business owners, families, and individuals to and through every life change with a plan to stay on track.
Our Approach
We take a tax-smart, transition-focused approach so you can enjoy life and look to the future with confidence.
Our Services
Browse our comprehensive services to see how we can support you through life’s biggest financial decisions.